Pobres a pagar más impuestos, empresas pagarán menos

La Reforma Tributaria es inevitable. El gobierno necesita reponer los ingresos que ha dejado de percibir debido a la baja del precio del petróleo. ¿De dónde saldrá el dinero? La mayor fuente de recursos para el Estado colombiano son los recaudados por medio de impuestos. Sí señor, este Estado funciona con lo que paga cada ciudadano y las empresas en impuestos.

 Autor: Juan Andrade.

Para diseñar la nueva Reforma Tributaria, el gobierno solicitó a una comisión de expertos que propusieran formas para aumentar el dinero que ingresa al Estado por concepto de impuestos. ¿Qué propusieron los expertos? Dentro de las 261 páginas sobresale, como lo han señalado varios periódicos, la necesidad de aumentar el IVA a 19% y ampliar el número de personas que pagan renta. Ahora pagan quienes ganan más de 3 millones mensuales y la comisión propuso que desde 1.5 millones se debería pagar impuestos.

Empresas quieren pagar menos

 Las empresas, desde hace algunos meses, se quejan sobre los excesivos impuestos que ellos dicen pagar. La propuesta de la Comisión de Expertos apoya la idea afirmando sobre las empresas “las acciones del gobierno deben orientarse principalmente a lograr una reducción de las tarifas estatutarias hacia estándares internacionales”. Con una serie de gráficas, la Comisión expone que las empresas pagan 34% en impuestos, mientras en América Latina el promedio es de 27.5% y el promedio a nivel mundial es de 23%. Así, la Comisión afirma que se debe rebajar los impuestos a los empresarios porque “esta elevada tarifa atenta contra el crecimiento, la inversión y la competitividad económica”.

En una comparación internacional, tal vez la estructura tributaria para las empresas parece injusta, pero ¿realmente las empresas necesitan ese alivio? En mayo pasado, la Superintendencia de Sociedades reveló las utilidades de las empresas durante el 2015. Solo por mencionar, el Grupo Aval tuvo utilidades por 2.1 billones y Bavaria 1.9 Billones. La revista Dinero hace un análisis sobre las utilidades más general del 2015 y explica que las empresas petroleras y mineras redujeron sus utilidades pero para el resto de empresas “las utilidades crecen al 5.5%”.

Haciendo honor a la verdad, se establece que las empresas colombianas respecto a los demás países pagan altos impuestos, pero decir que, por lo anterior, tienen pérdidas o pocas ganancias, es una mentira porque es claro que ganan por billones y a una tasa creciente. Sin embargo, siguiendo el argumento de la Comisión de Expertos sí es necesario bajar los impuestos a las empresas ¿quién debe asumir la carga?

Las personas ricas casi no pagan impuestos

Cualquier persona pensaría que a más dinero se debe pagar más impuestos, pero en Colombia pasa lo contrario a más ingresos proporcionalmente se paga menos impuestos. El mismo informe de la Comisión de Expertos señala que el 1% de la población con mayores ingresos concentra el 20% de los ingresos de todos los colombianos. Aunque es conocido que Colombia es uno de los países más desiguales del mundo, lo que sí se desconoce ampliamente es que este grupo de personas súper-adineradas solo paga impuestos sobre el 11.7%  de sus riquezas (ver imagen) como lo señala el informe de la Comisión de Expertos.

Semejante privilegio de poseer altas sumas de dinero y no pagar impuestos ya había sido expuesto en un artículo del portal Razón Pública titulado Las Propuestas Tributarias de la Comisión de Expertos, la conclusión del artículo es que la Comisión mató el tigre y se asustó con el cuero, metáfora para representar que si el Estado necesita más recursos para funcionar los llamados a tributar en mayor proporción son las personas adineradas que en el momento gozan de todos los privilegios y excepciones.

Pero si las empresas quieren rebajar su carga tributaria, que equivale a pagar menos impuestos y la Comisión de Expertos señala que los ricos pagan unas minucias en impuestos, pero no propone gravarlos fuertemente, entonces ¿quiénes deben asumir el pago de los nuevos impuestos o el alza de los actuales?  Ante cualquier pronóstico justo, la propuesta apunta hacia los pobres que conforman la mayoría de este país.

El IVA, el impuesto de los pobres

La nueva Reforma Tributaria se encuentra en germen en la Propuesta de la Comisión de Expertos la cual expresa la necesidad de aumentar el IVA y gravar la canasta básica familiar (que actualmente se encuentra excluida) de la siguiente manera:

“Se propone que estos productos queden gravados a la tarifa del 5% los siguientes: libros, cuadernos, maíz, arroz, leche, queso, huevos, pescado y carnes….-Se propone que la categoría de bienes y servicios gravados a la tarifa general del 19% quede constituida así: los bienes y servicios hoy gravados a la tarifa del 16%….”

Se peguntará el lector por qué el IVA es el impuesto de los pobres, porque una persona que pague renta es porque tiene un salario mensual alto o varias propiedades, si una persona paga el impuesto a la riqueza es porque tiene bienes avaluados por más de 1000 millones, y si una persona paga impuesto predial o de vehículos es por ser propietario de alguno de ellos. Por otro lado, el impuesto del IVA deben pagarlo tanto ricos y pobres en la misma cantidad sin reconocer los ingresos o necesidades de cada familia.

El IVA es el impuesto más indigno que puede existir porque según los ingresos las personas más adineradas pagan menos en IVA en proporción a sus ingresos porque una familia adinerada no consume diez veces más arroz o huevos que otra pobre, pero en Colombia sí es normal que los ingresos de un hogar sean 10 veces mayor que los de otro. Así una familia puede tener ingresos mensuales de 700 mil mientras otra 7 millones.

El lector también querrá saber cuántas personas trabajan por salarios que mínimamente les permite subsistir, y daremos gracias a la Comisión de Expertos porque también nos presenta estos datos y una tabla (ver imagen). Podemos decir que casi el 80% de los trabajadores gana menos de dos salarios mínimos que es en promedio menos de 804 mil pesos.

Según la OCDE, el número de trabajadores en Colombia son 22,1 millones, y con los datos de la Comisión de Expertos se infiere que 17´680.000 devengan menos de 804 mil en promedio al mes. La Comisión de Expertos también nos muestra que el 42.7% de la población gana el mínimo o menos ¿qué gobierno puede subir los costos de los alimentos teniendo una población tan pobre? Sí, nuestro honorable Gobierno que mantenemos con todos estos impuestos, impuestos que ellos pretenden seguir descargando el peso mayor sobre la inmensa mayoría pobre, dejar aliviadas a las empresas con una carga tributaria a “estándares internacionales”, y sin preocupaciones a las personas adineradas.

353 Comentarios

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  257. I know this if off topic but I’m looking into starting my own weblog and was curious what all is required to get setup? I’m assuming having a blog like yours would cost a pretty penny? I’m not very internet savvy so I’m not 100% certain. Any suggestions or advice would be greatly appreciated. Appreciate it

  258. Heya! I know this is kind of off-topic however I needed to ask. Does operating a well-established blog like yours take a lot of work? I am completely new to writing a blog however I do write in my journal daily. I’d like to start a blog so I will be able to share my own experience and views online. Please let me know if you have any recommendations or tips for brand new aspiring bloggers. Thankyou!

  259. Hi are using WordPress for your site platform? I’m new to the blog world but I’m trying to get started and set up my own. Do you need any coding knowledge to make your own blog? Any help would be greatly appreciated!

  260. Hey there would you mind sharing which blog platform you’re working with? I’m planning to start my own blog soon but I’m having a tough time selecting between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your design and style seems different then most blogs and I’m looking for something completely unique. P.S Apologies for being off-topic but I had to ask!

  261. Very good blog! Do you have any suggestions for aspiring writers? I’m hoping to start my own website soon but I’m a little lost on everything. Would you advise starting with a free platform like WordPress or go for a paid option? There are so many choices out there that I’m totally confused .. Any tips? Cheers!

  262. Hmm it seems like your website ate my first comment (it was extremely long) so I guess I’ll just sum it up what I wrote and say, I’m thoroughly enjoying your blog. I as well am an aspiring blog writer but I’m still new to the whole thing. Do you have any tips and hints for newbie blog writers? I’d genuinely appreciate it.

  263. Do you mind if I quote a few of your articles as long as I provide credit and sources back to your weblog? My blog is in the exact same niche as yours and my users would certainly benefit from a lot of the information you present here. Please let me know if this okay with you. Appreciate it!

  264. When I initially commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get four e-mails with the same comment. Is there any way you can remove me from that service? Appreciate it!

  265. Please let me know if you’re looking for a article author for your blog. You have some really good articles and I think I would be a good asset. If you ever want to take some of the load off, I’d love to write some content for your blog in exchange for a link back to mine. Please shoot me an e-mail if interested. Many thanks!

  266. Hey! I could have sworn I’ve been to this website before but after browsing through some of the post I realized it’s new to me. Nonetheless, I’m definitely glad I found it and I’ll be bookmarking and checking back often!

  267. Hello would you mind letting me know which webhost you’re using? I’ve loaded your blog in 3 different internet browsers and I must say this blog loads a lot quicker then most. Can you suggest a good web hosting provider at a fair price? Thanks, I appreciate it!

  268. Hey just wanted to give you a quick heads up. The text in your content seem to be running off the screen in Safari. I’m not sure if this is a formatting issue or something to do with web browser compatibility but I thought I’d post to let you know. The style and design look great though! Hope you get the problem resolved soon. Many thanks

  269. With havin so much content and articles do you ever run into any problems of plagorism or copyright violation? My website has a lot of exclusive content I’ve either created myself or outsourced but it looks like a lot of it is popping it up all over the internet without my agreement. Do you know any methods to help stop content from being stolen? I’d truly appreciate it.

  270. I love your blog.. very nice colors & theme. Did you make this website yourself or did you hire someone to do it for you? Plz reply as I’m looking to create my own blog and would like to find out where u got this from. cheers

  271. Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point. You definitely know what youre talking about, why waste your intelligence on just posting videos to your site when you could be giving us something enlightening to read?

  272. Does your website have a contact page? I’m having trouble locating it but, I’d like to send you an e-mail. I’ve got some ideas for your blog you might be interested in hearing. Either way, great blog and I look forward to seeing it improve over time.

  273. I’m not sure exactly why but this weblog is loading incredibly slow for me. Is anyone else having this problem or is it a issue on my end? I’ll check back later on and see if the problem still exists.

  274. I love your blog.. very nice colors & theme. Did you create this website yourself or did you hire someone to do it for you? Plz respond as I’m looking to create my own blog and would like to know where u got this from. kudos

  275. Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point. You definitely know what youre talking about, why waste your intelligence on just posting videos to your weblog when you could be giving us something enlightening to read?

  276. Howdy! I’m at work browsing your blog from my new apple iphone! Just wanted to say I love reading through your blog and look forward to all your posts! Carry on the superb work!

  277. Greetings! This is my first visit to your blog! We are a collection of volunteers and starting a new initiative in a community in the same niche. Your blog provided us useful information to work on. You have done a extraordinary job!

  278. Hiya! Quick question that’s totally off topic. Do you know how to make your site mobile friendly? My website looks weird when viewing from my iphone. I’m trying to find a theme or plugin that might be able to fix this issue. If you have any recommendations, please share. Appreciate it!

  279. I am curious to find out what blog system you are utilizing? I’m having some small security problems with my latest site and I would like to find something more safe. Do you have any solutions?

  280. Heya just wanted to give you a quick heads up and let you know a few of the pictures aren’t loading properly. I’m not sure why but I think its a linking issue. I’ve tried it in two different web browsers and both show the same results.

  281. Hi, i read your blog from time to time and i own a similar one and i was just wondering if you get a lot of spam responses? If so how do you prevent it, any plugin or anything you can suggest? I get so much lately it’s driving me crazy so any support is very much appreciated.

  282. I’m curious to find out what blog platform you have been utilizing? I’m experiencing some minor security problems with my latest website and I’d like to find something more risk-free. Do you have any recommendations?

  283. Wow, awesome blog layout! How long have you been blogging for? you make blogging look easy. The overall look of your website is excellent, as well as the content!

  284. I am curious to find out what blog system you are working with? I’m having some small security issues with my latest blog and I’d like to find something more secure. Do you have any solutions?

  285. Hey! This is my 1st comment here so I just wanted to give a quick shout out and tell you I genuinely enjoy reading through your blog posts. Can you recommend any other blogs/websites/forums that cover the same subjects? Thanks!

  286. Hi great website! Does running a blog similar to this take a lot of work? I’ve virtually no expertise in computer programming however I was hoping to start my own blog in the near future. Anyway, should you have any recommendations or tips for new blog owners please share. I know this is off topic however I just had to ask. Kudos!

  287. My programmer is trying to persuade me to move to .net from PHP. I have always disliked the idea because of the expenses. But he’s tryiong none the less. I’ve been using Movable-type on various websites for about a year and am concerned about switching to another platform. I have heard great things about blogengine.net. Is there a way I can import all my wordpress posts into it? Any help would be greatly appreciated!

  288. Hi there! This post could not be written any better! Reading this post reminds me of my old room mate! He always kept chatting about this. I will forward this article to him. Pretty sure he will have a good read. Thanks for sharing!

  289. Greetings! I know this is kinda off topic however I’d figured I’d ask. Would you be interested in exchanging links or maybe guest authoring a blog post or vice-versa? My blog discusses a lot of the same subjects as yours and I feel we could greatly benefit from each other. If you’re interested feel free to send me an email. I look forward to hearing from you! Awesome blog by the way!

  290. First of all I would like to say terrific blog! I had a quick question in which I’d like to ask if you do not mind. I was interested to know how you center yourself and clear your mind before writing. I have had a difficult time clearing my mind in getting my ideas out. I do take pleasure in writing but it just seems like the first 10 to 15 minutes tend to be wasted just trying to figure out how to begin. Any suggestions or tips? Thanks!

  291. I’m really enjoying the design and layout of your website. It’s a very easy on the eyes which makes it much more pleasant for me to come here and visit more often. Did you hire out a designer to create your theme? Great work!

  292. Hello! I just wanted to ask if you ever have any trouble with hackers? My last blog (wordpress) was hacked and I ended up losing several weeks of hard work due to no back up. Do you have any methods to protect against hackers?

  293. Hi there! Do you use Twitter? I’d like to follow you if that would be okay. I’m undoubtedly enjoying your blog and look forward to new posts.

  294. This design is incredible! You obviously know how to keep a reader entertained. Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Fantastic job. I really loved what you had to say, and more than that, how you presented it. Too cool!

  295. I was curious if you ever thought of changing the page layout of your blog? Its very well written; I love what youve got to say. But maybe you could a little more in the way of content so people could connect with it better. Youve got an awful lot of text for only having 1 or two pictures. Maybe you could space it out better?

  296. Hello I am so delighted I found your web site, I really found you by mistake, while I was searching on Yahoo for something else, Anyways I am here now and would just like to say kudos for a remarkable post and a all round exciting blog (I also love the theme/design), I don’t have time to read through it all at the moment but I have saved it and also added your RSS feeds, so when I have time I will be back to read more, Please do keep up the awesome work.

  297. Wow! This could be one particular of the most useful blogs We’ve ever arrive across on this subject. Actually Excellent. I’m also an expert in this topic therefore I can understand your effort.

  298. I would like to thnkx for the efforts you’ve put in writing this website. I’m hoping the same high-grade site post from you in the upcoming also. Actually your creative writing abilities has encouraged me to get my own website now. Really the blogging is spreading its wings quickly. Your write up is a great example of it.

  299. Usually I do not read post on blogs, however I would like to say that this write-up very pressured me to try and do it! Your writing taste has been surprised me. Thanks, quite great article.

  300. I have been absent for a while, but now I remember why I used to love this blog. Thanks , I will try and check back more frequently. How frequently you update your website?

  301. My husband and i have been really lucky that Albert managed to deal with his web research from your precious recommendations he had from your own web site. It is now and again perplexing just to possibly be offering methods which some others have been making money from. And we all take into account we have got you to thank for that. The explanations you’ve made, the easy site menu, the relationships your site help foster – it’s everything amazing, and it’s leading our son and us reckon that the theme is enjoyable, and that is truly essential. Thank you for everything!

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  303. Wow! Thank you! I permanently wanted to write on my website something like that. Can I include a portion of your post to my blog?

  304. Hi there, i read your blog occasionally and i own a similar one and i was just curious if you get a lot of spam remarks? If so how do you stop it, any plugin or anything you can recommend? I get so much lately it’s driving me insane so any assistance is very much appreciated.

  305. I’m really loving the theme/design of your weblog. Do you ever run into any browser compatibility problems? A few of my blog audience have complained about my website not working correctly in Explorer but looks great in Firefox. Do you have any recommendations to help fix this problem?

  306. Hey there exceptional website! Does running a blog like this require a massive amount work? I have very little knowledge of coding however I had been hoping to start my own blog soon. Anyway, should you have any ideas or tips for new blog owners please share. I understand this is off subject but I simply needed to ask. Thank you!

  307. Hmm is anyone else encountering problems with the pictures on this blog loading? I’m trying to find out if its a problem on my end or if it’s the blog. Any feed-back would be greatly appreciated.

  308. Good day! I could have sworn I’ve been to this website before but after browsing through some of the post I realized it’s new to me. Anyhow, I’m definitely happy I found it and I’ll be bookmarking and checking back often!

  309. Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point. You definitely know what youre talking about, why waste your intelligence on just posting videos to your site when you could be giving us something informative to read?

  310. Hey would you mind letting me know which hosting company you’re working with? I’ve loaded your blog in 3 completely different internet browsers and I must say this blog loads a lot faster then most. Can you suggest a good web hosting provider at a reasonable price? Thanks a lot, I appreciate it!

  311. Admiring the time and effort you put into your site and detailed information you present. It’s good to come across a blog every once in a while that isn’t the same unwanted rehashed material. Great read! I’ve bookmarked your site and I’m adding your RSS feeds to my Google account.

  312. Hello there! I know this is kinda off topic but I was wondering if you knew where I could get a captcha plugin for my comment form? I’m using the same blog platform as yours and I’m having difficulty finding one? Thanks a lot!

  313. I love your blog.. very nice colors & theme. Did you create this website yourself or did you hire someone to do it for you? Plz answer back as I’m looking to design my own blog and would like to find out where u got this from. cheers

  314. Howdy! I know this is kinda off topic but I was wondering if you knew where I could locate a captcha plugin for my comment form? I’m using the same blog platform as yours and I’m having trouble finding one? Thanks a lot!

  315. Good day! This is kind of off topic but I need some guidance from an established blog. Is it very hard to set up your own blog? I’m not very techincal but I can figure things out pretty quick. I’m thinking about creating my own but I’m not sure where to start. Do you have any tips or suggestions? Thanks

  316. Do you mind if I quote a couple of your articles as long as I provide credit and sources back to your website? My blog is in the very same niche as yours and my users would truly benefit from some of the information you present here. Please let me know if this alright with you. Many thanks!

  317. Admiring the persistence you put into your blog and in depth information you present. It’s awesome to come across a blog every once in a while that isn’t the same old rehashed information. Great read! I’ve saved your site and I’m including your RSS feeds to my Google account.

  318. Hello would you mind letting me know which hosting company you’re working with? I’ve loaded your blog in 3 completely different internet browsers and I must say this blog loads a lot quicker then most. Can you suggest a good web hosting provider at a reasonable price? Many thanks, I appreciate it!

  319. Woah! I’m really enjoying the template/theme of this website. It’s simple, yet effective. A lot of times it’s difficult to get that “perfect balance” between user friendliness and appearance. I must say you have done a fantastic job with this. Also, the blog loads extremely quick for me on Safari. Excellent Blog!

  320. Do you have a spam issue on this site; I also am a blogger, and I was wanting to know your situation; we have developed some nice procedures and we are looking to exchange solutions with other folks, be sure to shoot me an e-mail if interested.

  321. Hi! Would you mind if I share your blog with my facebook group? There’s a lot of folks that I think would really appreciate your content. Please let me know. Thanks

  322. Hello! This is my 1st comment here so I just wanted to give a quick shout out and tell you I truly enjoy reading through your posts. Can you recommend any other blogs/websites/forums that deal with the same subjects? Thank you!

  323. Hello! Do you use Twitter? I’d like to follow you if that would be okay. I’m absolutely enjoying your blog and look forward to new updates.

  324. Heya are using WordPress for your blog platform? I’m new to the blog world but I’m trying to get started and set up my own. Do you require any coding knowledge to make your own blog? Any help would be greatly appreciated!

  325. Please let me know if you’re looking for a writer for your site. You have some really great articles and I feel I would be a good asset. If you ever want to take some of the load off, I’d really like to write some articles for your blog in exchange for a link back to mine. Please send me an email if interested. Many thanks!

  326. Hmm it seems like your website ate my first comment (it was extremely long) so I guess I’ll just sum it up what I submitted and say, I’m thoroughly enjoying your blog. I as well am an aspiring blog writer but I’m still new to the whole thing. Do you have any suggestions for rookie blog writers? I’d really appreciate it.

  327. Hey! I know this is kind of off-topic however I needed to ask. Does running a well-established blog such as yours take a large amount of work? I am completely new to operating a blog however I do write in my journal daily. I’d like to start a blog so I can easily share my experience and feelings online. Please let me know if you have any ideas or tips for new aspiring blog owners. Thankyou!

  328. Howdy just wanted to give you a quick heads up and let you know a few of the images aren’t loading correctly. I’m not sure why but I think its a linking issue. I’ve tried it in two different internet browsers and both show the same results.

  329. Howdy! Do you use Twitter? I’d like to follow you if that would be okay. I’m absolutely enjoying your blog and look forward to new updates.

  330. Hi there would you mind sharing which blog platform you’re working with? I’m looking to start my own blog in the near future but I’m having a tough time choosing between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your layout seems different then most blogs and I’m looking for something unique. P.S Apologies for being off-topic but I had to ask!

  331. Hi there! I realize this is somewhat off-topic however I needed to ask. Does operating a well-established blog such as yours require a large amount of work? I’m brand new to operating a blog but I do write in my journal on a daily basis. I’d like to start a blog so I can share my own experience and views online. Please let me know if you have any kind of ideas or tips for new aspiring blog owners. Appreciate it!

  332. Does your site have a contact page? I’m having a tough time locating it but, I’d like to shoot you an e-mail. I’ve got some suggestions for your blog you might be interested in hearing. Either way, great site and I look forward to seeing it expand over time.

  333. My partner and I stumbled over here by a different web address and thought I might check things out. I like what I see so now i’m following you. Look forward to checking out your web page again.

  334. Do you have a spam issue on this website; I also am a blogger, and I was curious about your situation; many of us have created some nice practices and we are looking to exchange strategies with other folks, be sure to shoot me an e-mail if interested.

  335. I’m not that much of a internet reader to be honest but your blogs really nice, keep it up! I’ll go ahead and bookmark your website to come back later. Many thanks

  336. I’m not sure why but this website is loading very slow for me. Is anyone else having this issue or is it a issue on my end? I’ll check back later and see if the problem still exists.

  337. Amazing! This blog looks just like my old one! It’s on a entirely different topic but it has pretty much the same layout and design. Excellent choice of colors!

  338. Howdy! I know this is kinda off topic however I’d figured I’d ask. Would you be interested in exchanging links or maybe guest writing a blog post or vice-versa? My blog discusses a lot of the same subjects as yours and I think we could greatly benefit from each other. If you might be interested feel free to send me an e-mail. I look forward to hearing from you! Superb blog by the way!

  339. Howdy! Do you use Twitter? I’d like to follow you if that would be okay. I’m absolutely enjoying your blog and look forward to new updates.

  340. Hi, i think that i saw you visited my website so i came to “return the favor”.I am trying to find things to enhance my website!I suppose its ok to use a few of your ideas!!

  341. Awesome blog! Is your theme custom made or did you download it from somewhere? A theme like yours with a few simple adjustements would really make my blog stand out. Please let me know where you got your design. Thanks

  342. My programmer is trying to persuade me to move to .net from PHP. I have always disliked the idea because of the expenses. But he’s tryiong none the less. I’ve been using WordPress on numerous websites for about a year and am nervous about switching to another platform. I have heard great things about blogengine.net. Is there a way I can import all my wordpress posts into it? Any help would be really appreciated!

  343. Hello! Do you know if they make any plugins to assist with SEO? I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very good success. If you know of any please share. Cheers!

  344. Hello would you mind letting me know which web host you’re utilizing? I’ve loaded your blog in 3 completely different internet browsers and I must say this blog loads a lot faster then most. Can you recommend a good hosting provider at a reasonable price? Thanks a lot, I appreciate it!

  345. I believe Philadelphia is one particular of 24 identified as simplest metropolitan areas for procuring. I put on’t believe the checklist is within just any exclusive buy nor does it country it’s a rating. I consider it’s very good yourself feel Philadelphia qualified prospects Paris, Milan, Hong Kong and Fresh new York, however make it possible for’s genuinely present that a moment thing to consider. I nevertheless believe it’s a Good acceptance as Philadelphia is a fantastic town.

  346. Howdy! I realize this is somewhat off-topic however I needed to ask. Does building a well-established website such as yours take a lot of work? I’m brand new to running a blog however I do write in my journal on a daily basis. I’d like to start a blog so I can share my experience and feelings online. Please let me know if you have any suggestions or tips for new aspiring bloggers. Thankyou!

  347. Hello just wanted to give you a quick heads up. The words in your article seem to be running off the screen in Internet explorer. I’m not sure if this is a formatting issue or something to do with internet browser compatibility but I thought I’d post to let you know. The layout look great though! Hope you get the issue solved soon. Kudos

  348. This design is spectacular! You most certainly know how to keep a reader amused. Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Excellent job. I really loved what you had to say, and more than that, how you presented it. Too cool!

  349. Great post but I was wanting to know if you could write a litte more on this subject? I’d be very grateful if you could elaborate a little bit further. Cheers!

  350. Have you ever considered creating an ebook or guest authoring on other websites? I have a blog based upon on the same information you discuss and would really like to have you share some stories/information. I know my viewers would enjoy your work. If you are even remotely interested, feel free to shoot me an e-mail.

  351. Hey! This is kind of off topic but I need some guidance from an established blog. Is it tough to set up your own blog? I’m not very techincal but I can figure things out pretty fast. I’m thinking about making my own but I’m not sure where to start. Do you have any ideas or suggestions? Many thanks

  352. Greetings! Quick question that’s completely off topic. Do you know how to make your site mobile friendly? My site looks weird when browsing from my apple iphone. I’m trying to find a template or plugin that might be able to correct this issue. If you have any recommendations, please share. With thanks!

  353. Hello are using WordPress for your site platform? I’m new to the blog world but I’m trying to get started and set up my own. Do you need any coding expertise to make your own blog? Any help would be greatly appreciated!

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